San Diego · Independent Insurance Agency
Protection, tailored to what matters.
Thoughtful insurance guidance for the businesses, properties, and lives you’ve worked hard to build.
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Our approach
Insurance is personal. We start by understanding the value you’re protecting, then design coverage that holds up when it counts.
Independent advice. Clear conversations. A considered path through the complex.
Considered coverage
For the life you’re building—and the value already within it.
We bring a calm, tailored process to personal property and commercial risk alike.
Coverage expertise
Protection for home, business & beyond.
From everyday exposure to exceptional complexity, every policy begins with a closer look.
Business
Workers’ Compensation
Business
Business Owners Policy
Business
General Liability
Business
Commercial Property
Business
Commercial Auto
Personal
Homeowners
Personal
Fire & High-Fire-Zone Insurance
Personal
FAIR Plan & DIC
Personal
Landlord Coverage
Property
Builders Risk
Business
Cyber Liability
Personal
Umbrella Coverage
Founder & Insurance Broker
California License #2122947
Andrena Khoshaba
Andrena brings a personal, detail-first approach to protecting what her clients have built. Her work moves comfortably between the practical needs of a family home and the layered exposures of a growing business.
“The best coverage begins with listening.”
Based in San Diego, serving California.
A direct relationship, from first conversation to renewal.
Why Khoshaba
Advice that isn’t attached to one answer.
As an independent agency, we have the freedom to find coverage that fits—not simply coverage that’s available.
01
Independent by design.
We can look beyond a single carrier to match coverage to your actual needs.
02
More markets, more possibility.
Access to multiple insurance markets gives complex risks the attention they deserve.
03
Personal service, kept personal.
Your questions reach a person who knows the context behind the policy.
04
Comfort with complexity.
Specialized property, high-fire zones, and layered business risk are met with clear direction.
Protected by Khoshaba
A portfolio of what matters.
A glimpse into the homes, places, and enterprises entrusted to our care.
Coastal Residence
Commercial Property
Independent Business
Built with ambition. Covered with intention.
Start a conversation
Let’s protect the next chapter.
Tell us a little about what you’re looking to protect. We’ll be in touch personally to begin the conversation.